Residency is one of the most financially complicated periods of a doctor’s life, and also one of the most financially neglected. You are finally earning a salary, but it is a modest one relative to the debt you are carrying and the cost of living in most cities where residency programs exist. You are working
Money Lessons Every Resident Should Know Read More »
This is the single most common money question we see from Canadians going abroad for medicine, and the published answers are unhelpfully vague. Bank websites are written for the standard case, which is a Canadian citizen at a Canadian medical school. The terms for everyone else appear in footnotes, if at all. Forum threads from
Can You Get a Canadian Medical Student Line of Credit If You Study Abroad? Read More »
Over the past few weeks we have seen a version of this question in almost every Canadian medical student group we are part of, usually phrased with more panic than that. The short answer is no, not for everyone, and the detail matters enormously. Something real did change on 1 August 2026, it does affect
Did Canada Cut Off Student Loans for Medical Students Abroad? Read More »
One of the reasons we started this blog is that we realised early on how little medical training prepares you for the financial decisions you will have to make — both during school and long after it. The more we have read and learned, the more we have come to appreciate that a lot of
The Financial Mistakes We Are Trying to Avoid Read More »
The short answer is yes. But we understand why this is not as obvious as it sounds. When you are living on loan disbursements and money is already stretched thin, the idea of setting some aside specifically to not touch feels almost counterintuitive. Every dollar you save is a dollar borrowed at interest. So why
Should Medical Students Start an Emergency Fund? Read More »
There are more than 1,200 Canadian students at Irish medical schools right now. [1] Roughly 300 of them graduate each year, and up to 350 new North American students start every autumn through Atlantic Bridge. [2] At the University of Limerick, more than half the medical cohort is North American. [1] That is a lot
What Medical School in Ireland Actually Costs a Canadian Read More »
Investing is one of those topics that feels more complicated than it actually is. When we first started reading about it, we came across index funds, ETFs, expense ratios, tax-advantaged accounts, and a great deal of confident advice written for Americans. It was genuinely hard to know where to start. The concepts turn out to
A Beginner’s Guide to Investing for Canadian Medical Students Read More »
There is a version of a doctor’s financial life that looks great on paper but does not actually feel that way. High income, prestigious career, respected profession — and somehow still living paycheck to paycheck well into their forties. It sounds contradictory, but it is more common than most people realize. A big part of
What Is Lifestyle Inflation and Why Doctors Struggle With It Read More »
Medical school is expensive, and for most of us the money coming in is fixed. You get a loan disbursement, you divide it across the semester, and that is what you have to work with. There is no raise coming, no bonus, and for most students no part-time income to fall back on. That makes
How to Save Money in Medical School Read More »
Let’s be honest about something upfront: most medical students do not have a lot of spare time. Between lectures, clinical placements, studying for exams, and trying to maintain some semblance of a social life, the idea of adding a side hustle on top of all that sounds exhausting. And for a lot of people in
The Best Side Hustles for Medical Students in 2026 Read More »
