About us

We spend countless hours learning how to save lives.

We spend zero hours learning how to save money.

Akeel and Tanay

Medical students, Ireland

01 Grew up in Toronto
02 Started a six-year direct-entry medical program in Ireland at 18
03 Working out the road back to residency in North America

Hi, we are Akeel and Tanay.

We grew up in Toronto and started a six-year direct-entry medical program in Ireland right after high school, at 18. Nobody had told us what that would cost or how we would get home afterward.

We learned about money mostly on our own. Clinic to Capital is where we write down what we find. It started with Canadians studying abroad in mind. It now covers students, residents and physicians in Canada and the US, and pre-meds are welcome too.

How we write

What you can expect

01

No jargon

Plain words. When a term like line of credit or substantial presence test comes up, we explain it.

02

Practical advice

We write about decisions you will actually face: loans, exams, match fees, your first resident paycheque.

03

A source for every figure

Numbers link to the page they came from, usually CaRMS, the NRMP, ECFMG or a government site.

04

A note when we are unsure

If we could not confirm something, the article says so instead of guessing.

What you should not expect

Advice tailored to you.

We are medical students, not licensed advisors.

Ask us a question

Disclaimer: The content on Clinic to Capital is for informational purposes only and does not constitute financial, accounting, or legal advice. We are medical students, not professional financial advisors. The information presented here may not apply to your specific situation. Always consult with a certified financial planner or tax professional before making major financial decisions.