Studying Abroad

Most of us at Irish medical schools pay around €60,000 a year in tuition and file a Canadian return with almost no income on it. Form TL11A is how that tuition becomes a federal tax credit. Here is what the CRA says about who qualifies, what counts, and what to do with the amount you cannot use yet.

The answer depends on one specific thing, and that thing is easy to check. Most posts on this subject skip the checking and go straight to a yes or a no. We aren’t government employees, we haven’t seen your assessment, and we can’t tell you what you will be offered. We can describe how the

More than 1,200 Canadians are currently studying medicine in Ireland. [1] Roughly 300 graduate each year, and up to 350 new North American students start every autumn through Atlantic Bridge. [2] At the University of Limerick, more than half the medical cohort is North American. [1] We are two of those Canadians, from Toronto. We

This is the most common money question we see from Canadians going abroad for medicine, and the published answers are unhelpfully vague. Bank websites are written for the standard case, a Canadian citizen at a Canadian medical school, and the terms for everyone else appear in footnotes, if at all. Forum threads from 2019 get

Over the past few weeks we have seen a version of this question in almost every Canadian medical student group we are part of, usually phrased with more panic than that. The short answer is no, not for everyone, and the detail matters a great deal. Something did change on 1 August 2026. It affects

Should medical students use credit cards? Yes, with one important caveat. Credit cards have a bad reputation, and in medicine some of it is earned. Credit card debt is one of the most commonly cited financial mistakes among medical students, and it is easy to see why. [1] When you are living on loan disbursements